Does your insurance cover your authorized drivers? Ensure you have liability and personal injury protection.  This is in case all medical costs and damages cost more than the other driver's coverage limits.

Then, your boyfriend should keep a daily journal of pain he feels, etc, and medicines he is on and doctors he has seen. Further, if he has any visible injuries like bruises, he should take pictures.  In terms of the other driver's fault, you can do a couple of things.

Either hire an attorney to represent you and your boyfriend and sue the other driver and his insurance company or if your insurance covers attorney costs, contact your insurance company to hire such an attorney.

You can sue (as indicated above) but the recovery amounts will depend on your medical costs, attorney fees, amount of damages, and if you settle out of court.

The simple answer is Yes.  Based on the facts you have provided, and depending on your policy as well, you have a cause of action for the damages you have incurred and your friend does as well. The previous advice you have received in sound advice. There will be a number of people that will try to (with good intentions) give you advice.  You are better served to continue to obtain legal advice from an attorney. lawyersouthjersey.info

Yes, you can bring a lawsuit. Telephone me at either (732)932-7226 (office) or (732)710-0004 (cell) and make an appointment to see me. When you come to my office, bring the police report and the information regarding your car insurance. Photographs (taken immediately) of your boyfriend's injuries, physicians he is seeing and prescribed medicines he is taking are some of the keys to a successful outcome.