Question Details: I HAVE FILE BANKRUPTCY IN 1996 CHAPER 7 AND DISCHARGE. WE ARE CONSIDERING IN FILE AGAIN IS IT POSSIBLE.
Filing bankruptcy again is absolutely possible. However, since the last time you filed bankruptcy, the laws have severly tightened with respect to who can obtain a discharge and who cannot.
Review the following articles from freeadvice.com very carefully because they offer quite a bit of information in terms of what assets are dischargeable. http://bankruptcy-law.freeadvice.com/consumer_bankruptcy/
You should check your credit reports (all three) to see if the bankruptcy has fallen off of your record -- it usually stays on your record for 7 to 10 years. So, if it is not on your record now, you may have a better chance of getting items discharged, bearing in mind that this may be your last shot at a bankruptcy.

A debtor cannot obtain a discharge in a Chapter 7 case if the debtor obtained a discharge in (a) a Chapter 7 case filed within the past 8 years, or (b) a Chapter 13 case filed within the past 6 years.
The time period is measured from the commencement date of the case; the datesof discharge have no bearing.
Since the laws and procedures were enacted since your last filing, here is a link to a site that I think you will find to be of help:
http://www.uscourts.gov/bankruptcycourts/bankruptcybasics/chapter7.html

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