Accident driving borrowed car
Question Details: I was driving my uncles car while I was visiting. He has full coverage insurance in MS. I am also listed as a driver on my parent's policy in VA. I hit the back of a school bus. No one was injured. The truck is totalled. Whose insurance pays for the truck?
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Since your uncle is the registered owner of the vehicle, his insurance would pay for the damage to the bus. As for the truck, your uncle could file a claim against your insurance since you were driving his truck.
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